Small business insurance quote platform

Gain efficiency and increase revenue with bindable rates through the Bold Penguin Terminal

The Terminal is a leading small business insurance quote platform that brings carriers and agents together, making the quote and bind process quicker and more profitable for all parties – agents, brokers, and carriers.

Why use the Terminal?

Agents achieve higher quote yields, bind more premium, and see profit margins increase.

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The Terminal

With a Bold Penguin Terminal subscription, agents can simultaneously quote multiple products with multiple carriers using one universal application to find the best coverage in minutes instead of hours or days. Agents can obtain a small business insurance quote with confidence that it’s the right coverage at the right time for their customer’s unique needs.

Reach multiple carriers at once through current appointments, or gain access to new carriers and products with sub-appointments through Bold Penguin. Access broader market appetite to present more small business coverage options to bind more premium.

For a full list of carrier partners, click here to request a demo.

The Terminal Enterprise

Addresses enterprise agencies’ (agencies, wholesalers, and brokerages with 10+ commercial producers) unique distribution and workflow needs through customizable business insurance quote solutions that they can scale easily and deploy nationally.

Agents, as well as agency owners, can continuously
improve profitability with real-time data capture and advanced analytics.

Coverage types integrated with the Terminal

Business
Owner’s Policy
General
Liability
Professional
Liability
Commercial
Auto
Commercial
Property
Cyber
Flood
Umbrella
Workers'
Compensation
Bonds
Management
Liability
Inland
Marine
Employment Practice
Directors & Officers
Crime
Excess & Surplus

Bold numbers

24,000+
platform users
8,000,000+
applications since 2016
9 minutes
average approximate time to quote

Features that make the Terminal the leading small business insurance quote platform

One universal, streamlined application

The Terminal condenses the business insurance quote application process down to one universal form to remove duplicate data entries in the application process.

Bold Insights

State-of-the-art quotes and commissions dashboard helps agencies track performance
and make strategic,
data-driven decisions.

Real-time eligibility

See small business insurance quotes immediately during the application process.

Carrier access

Aggregate access to your direct appointments, enabling a straight-through process to the carrier’s portal. Even if you do not have a direct appointment with a carrier, you can apply for a sub-appointment through the Bold Penguin Terminal to gain additional market access.

Appetite search tool

Explore carrier appetite for any risk across all carriers available on the Terminal before starting an application.

Want to learn more about the Terminal?

Terminal FAQs

The old way vs. the Bold way

When you see it side-by-side, there’s no comparison. With the “Bold way,” the small business insurance quoting process is streamlined, efficient, and
data-based. We think the old, limited, manual way is for the (other) birds.

OLD WAY

Multiple
application forms

Scattered emails, voicemails, faxes, and spreadsheets

Handful of direct appointments = limited coverage options

Random
NAICS code expertise = coverage gaps

Limited information regarding time spent and agency performance
BOLD WAY

One
, universal application

Streamlined
digital quote comparisons in one place


Broad market access = increased coverage options

Integrated
NAICS code recommendations

Informed data-driven decisions based on enhanced reporting of automated workflows

Terminal
FAQs

For answers to more
Terminal FAQ’s, request a demo.

Can I quote commercial insurance without a direct appointment?

Yes! If you do not have a direct appointment with a carrier, you can request a sub-appointment through the Bold Penguin Terminal. This will give you access to additional carriers and products. This helps ensure your customers are getting the right coverage for their business.

How can I avoid filling out multiple ACORD forms?

Filling out multiple ACORD forms to quote a commercial insurance policy can be time-consuming and prone to error. The Bold Penguin Terminal simplifies that process. Just fill out one universal application that will quickly populate applicable fields when a selected ACORD form is downloaded. From there, you have the ability to quickly edit the form as needed before sending it off to markets.

I usually quote personal insurance. How can I start quoting commercial?

There are several ways to expand your business from personal insurance to include commercial, or business, insurance. Lean on an insurance technology platform like the Bold Penguin Terminal to guide you through the quote and bind process and simplify the complex nature of commercial insurance.

Where do I go for help with the Bold Penguin Terminal?

Every Terminal user has a dedicated Customer Success Manager (CSM) to guide you through, from onboarding to quoting to sub-appointments and everything in between. If you don’t know your CSM, contact us so you make the most of your Terminal experience.

How do I know what NAICS code to use for business insurance?

With thousands of NAICS codes, it is impossible to know them all! It’s best to lean on guidance from software platforms to know which code is best for each unique business. The Bold Penguin Terminal has intuitive NAICS code guidance to help close coverage gaps and ensure your customers are getting the right insurance for their business. 

How can I help my customers get the right commercial insurance?

Bold Penguin’s integrated suite of products can help agents find the right coverage solution for their customer’s unique risk profile. Leveraging all the features of Bold Penguin’s platform helps agents close coverage gaps, increase market access, save time, and reduce errors, thus properly protecting your customer’s investments.

Our workflow has definitely sped up because of the Bold Penguin Terminal. We have also been able to access new markets through the Terminal which has enabled us to write more business.

Nelson Reyes
Be Sure Insurance LLC

Bold Penguin diving into enhanced Reports is a game changer, and will be great for agency retention. I wouldn't want to leave because I can't get this type of data anywhere.

Emmanuel Osuyah
Alpha Direct Agency

“We've enjoyed our partnership with Bold Penguin. Working with Bold Penguin has been easy. They seem truly excited to help grow our business. They are easy to reach and responsive, and their technology has been reliable. It's worth consideration if you're looking for a commercial rating solution.”

Ben Klesinger
Reliant Insurance Group

The Terminal integrates with

Logo for Exchange, a solution for small business insurance companies
Logo for Storefront, a solution for small business insurance companies
Logo for Analytics, a solution for small business insurance companies
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