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SUBMISSION INGESTION

Every submission captured, structured, and routed. Before anyone touches it.

Every format arrives the same way. Email, PDF, SOV, ACORD form, Schedules, Loss Runs, API feed, handwritten note. We normalize it and deliver a complete risk picture before it reaches the underwriting queue.

Trusted by industry leaders

SCALE

Most submission problems start before the underwriter sees the risk.

Incomplete data, inconsistent formats, and missing fields create friction before a submission ever reaches underwriting. We eliminate it. Ingestion runs inside our products and as a service others call. If you already have an underwriting workbench, DeX ai can feed it.

Data Enrichment

We are pre-wired to 50+ third party data sources to enrich submissions before they reach the underwriter. Use ours or bring your own.

AI Data Extraction

Unstructured documents become clean, structured data. No manual entry. No transcription errors.

Confidence Scoring

Every extracted and enriched field is scored for accuracy. Low-confidence data is flagged before it reaches underwriting. Your team reviews what matters.

Intelligent Routing

Completed submissions route to the right market or underwriter instantly, based on your appetite, eligibility and workflow criteria.

RESULTS

Less manual work. Faster decisions. More premium bound.

When submissions arrive complete and clean, every step downstream moves faster. Fewer touches, fewer delays, more risk bound. The platform handles 5.8M micro and small commercial submissions a year, and over a million middle market and complex.

72 hours →12 minutes

For middle market and complex submissions to first rate

clock-4

95%+

Field-level extraction accuracy

>85%

Clearance STP

21

Document types automatically identified and classified in every submission

“At Bowhead, where underwriting profitability is our north star, our strategy has always been focused on providing our brokers with the fastest response times in the market. Bold Penguin provides the technology foundation that allows us to scale that approach, accelerating turnaround times, improving efficiency, and enabling our underwriting team to focus where they add the most value.”

Brandon Mezick Head of Digital Underwriting, Bowhead Specialty

WHO WE SERVE

Built for every side of the submission.

Whether you're placing submissions or underwriting them, we remove the friction in between.

FAQ

Questions we get asked.

Bold Penguin connects to any submission channel: broker emails, PDFs, Schedules, ACORD forms, ZIP file with bundle of documents, API feeds, and direct digital integrations. If submissions are coming from it, we can ingest it. No format standardization required on your end.

See submission ingestion in your workflow.

Tell us how you work. We'll show you exactly where ingestion fits.

OTHER SOLUTIONS

Different outcomes. One infrastructure.

Submission Ingestion runs alongside Market Intelligence and Market Access. Each one draws on the same intelligence.