BROKERS & AGENTS
We find a home for every risk.
One submission reaches every market that fits. We structure it before it goes so that it arrives complete.
THE CHALLENGE
Brokers are losing business they shouldn't be losing.
The book isn't the problem. The paperwork between you and the bind is.
Too much time on paperwork
Manual forms, constant questions from underwriters, and rounds of follow-up with insureds eat into time you should be spending on new business.
PROCESS
How it works. From your desk to the right carrier.
You submit. We structure the risk, enrich it, and route it to the carrier. Complete and ready to review.
Book a DemoSubmission intake
Submit from any channel in any format. Email, PDF, ACORD form, or API. We take it from there.
Data extraction
Your submission is converted into clean, structured data. No manual re-entry. No missing fields on your end.
Enrichment and intelligence
Every risk is enriched from third-party data before the carrier opens it, so the submission arrives granular enough to price to.
Quote and bind
Simpler risks reach STP. Complex risks reach underwriters with full context and a complete audit trail.
CAPABILITIES
More of your submissions turn into binds.
We structure the submission, widen the market you reach, and turn more of it into binds.
THE NETWORK
The network behind your next placement.
Thousands of agents work through Bold Penguin every day. The scale of the network means every submission finds its market.
“Having the Bold Penguin Terminal integrated directly into Salesforce has helped us nearly double the number of inbound leads each agent can handle each month. If any fellow broker asks us about Bold Penguin, our answer is simple: stop hesitating and implement it immediately.”
The bind is the only scoreboard.
We build every product to carry business all the way through to issuance because a quote that never binds doesn't help the agent, the carrier, or the customer. The real work is taking the hard 90%, declinations included, and writing it better than anyone else in the market.
FAQ
Questions we get asked.
Bold Penguin is an AI-powered commercial insurance distribution platform. We take a commercial risk from the moment a submission arrives all the way through to automatic bind: extracting data from documents, enriching it, matching it to the right carrier based on real-time appetite, and submitting it with no manual re-entry and no portal hopping.
Think of us as the technology layer between brokers, carriers, and distributors, making the whole submission-to-bind workflow faster, smarter, and more accurate. We process 5.8 million submissions a year, work with 8 of the top 10 commercial carriers, and have powered more than 8 million applications to date. Simply put, we find a home for every risk.
Stop formatting. Start binding.
Bold Penguin handles the formatting. You handle the closing.